Buying or improving a home can feel overwhelming, but moving forward is always possible—especially when you know what funding opportunities are available. From national programs to Louisiana-specific grants, there are numerous ways to make your dream home more affordable and achievable.
Why Home Grants Matter
Home grants are financial resources that can help:
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Cover down payments or closing costs for first-time buyers
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Fund home repairs or energy-efficient upgrades
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Increase the overall value and livability of your property
Taking advantage of these grants can make a significant difference for Acadiana buyers and homeowners, allowing you to move forward toward your goals with confidence.
National Homebuyer & Home Improvement Grants & Assistance
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Federal Housing Administration (FHA) Programs
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FHA loans offer low down payments and flexible credit requirements.
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Some local agencies supplement FHA loans with grants for closing costs.
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USDA Rural Development Loans
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For homes in eligible rural areas of Louisiana, USDA loans offer low-interest mortgages with zero down payment.
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Energy-Efficiency Grants & Tax Credits
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Programs like the Federal Energy Efficient Home Credit can help offset costs for solar panels, insulation, and HVAC upgrades.
🏠 Louisiana Statewide Grants & Assistance Programs
1. Louisiana Housing Corporation (LHC) Programs
The LHC offers various programs to assist homebuyers and homeowners across Louisiana, including:
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First-Time Homebuyer Assistance:Down payment and closing cost assistance for low- and moderate-income households. LHC Homebuyers Program
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Energy-Efficiency Incentives: Programs to help homeowners make energy-efficient upgrades. Weatherization Assistance Program (WAP)
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Contact: Visit Louisiana Housing Corporation for more information.
2. Louisiana Fortify Homes Program
This program helps Louisiana homeowners strengthen their roofs to better withstand hurricane-force winds. The program grants up to $10,000 for homeowners to upgrade their roofs to standards set by the Insurance Institute for Business & Home Safety (IBHS). Eligibility includes:
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Eligibility: Homeowners of single-family residences.
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Assistance: Up to $10,000 for roof upgrades.
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Contact: For more information, visit Louisiana Fortify Homes Program.
🏡 Local Grants & Assistance Programs in Lafayette, LA
1. Lafayette Housing Rehabilitation Program
Administered by the Lafayette City-Parish Consolidated Government (LCG), this program assists homeowners with critical repairs to ensure safe and sanitary living conditions. Funded by the U.S. Department of Housing and Urban Development’s (HUD) Community Development Block Grant (CDBG) and HOME Investment Partnerships (HOME) Entitlement Grants, it offers:
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Eligibility: Homeowners must reside in the property at the time of application, have owned and lived there for at least 3 years, and meet HUD income guidelines.
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Assistance: Grants or low-interest loans for repairs such as roofing, plumbing, electrical, and accessibility modifications.
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Contact: For more information, call 337-291-8000 or email DP@LafayetteLA.gov. Lafayette City-Parish Consolidated Government Housing Services
2. First- Time Homebuyer Program
Administered by the Lafayette City-Parish Consolidated Government (LCG). The Housing Loans Section administers programs that assist low- and moderate-income households in obtaining affordable first-time home mortgages. For more information, please call (337) 291-5450 or email HousingLoans@lafayettela.gov. First-Time Homebuyer Program
3. Rebuilding Together Acadiana
A program of Catholic Charities of Acadiana, Rebuilding Together Acadiana serves the parishes of Lafayette, Iberia, Acadia, and Vermilion. It provides home repairs and renovations to homeowners unable to make necessary improvements due to financial hardship, age, or disability. Services include:
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Eligibility: Low-income homeowners, seniors, and individuals with disabilities.
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Assistance: Critical home repairs such as roofing, plumbing, electrical, and accessibility modifications.
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Contact: Visit Rebuilding Together Acadiana for more information.
4. Critical Repair Program – Lafayette Habitat for Humanity
This program helps qualifying homeowners make needed structural and systems repairs to remain safely in their homes. The program is periodically available to specific focus neighborhoods throughout Lafayette, depending on qualifying factors. Assistance includes:
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Eligibility: Homeowners in designated neighborhoods meeting income and property requirements.
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Assistance: Critical repairs such as roofing, plumbing, electrical, and accessibility modifications.
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Contact: For more information, visit Critical Repair Program.
✅ How to Apply
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Research Eligibility – Each grant/assistance program has specific income, property type, or location requirements.
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Gather Documentation – Proof of income, tax returns, and property information are typically required.
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Apply Early – Grant/Assistance funds are often limited and awarded on a first-come, first-served basis.
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Work With a Local Realtor – At Guidry & Co Real Estate our professionals can help identify which grants or assistance programs apply to your home or purchase.
Move Forward and Take Action
As Zig Ziglar reminds us:
“Getting up and moving forward is a choice.”
Whether you’re buying your first home, upgrading your Lafayette property, or making energy-efficient improvements, grants can provide the financial boost you need to take that next step. The resources are available—you just need to move forward and claim them.
Partner With Guidry & Co. Real Estate
At Guidry & Co. Real Estate, we guide buyers and homeowners in Lafayette and across Acadiana through every step of homeownership. From finding properties that qualify for grant programs to identifying home improvement resources, we’ll help you make the most of available opportunities.
📞 Call us today at (337) 984-4345 or 👉 Schedule A Free Consultation to learn more about grants and funding options that can make your homeownership dreams a reality.
At Guidry & Company Real Estate, we make buying and selling easy. We are your hometown REALTORS® in the heart of Acadiana—your friends, neighbors, and community supporters. Your Guidry & Co. REALTOR® will take the guesswork out of the process.
Stop by for a visit:
1232 A Camellia Blvd, Lafayette, LA 70508
1232 A Camellia Blvd, Lafayette, LA 70508
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